What do the three major credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
7 min read
Aug 25, 2025
Amanda Garland
EXPERTISE
- Credit repair
- Credit cards
- Personal finance
EDUCATION
- Bachelor of Fine Arts in Creative Writing from Stephen F. Austin State University
Amanda Garland is a personal finance writer covering topics related to credit, credit repair and credit cards. Her work has been featured on Credit Karma, Finmasters, and The Frugal Expat. Amanda's interest in credit started with her own credit-building journey, and she is passionate about helping others discover their own path to achieving their credit goals.
Amanda holds a Bachelor of Fine Arts in Creative Writing from Stephen F. Austin State University. In her spare time, Amanda enjoys brewing fruit beers and participating in homebrewing competitions.
Amanda's latest articles
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What is a credit privacy number?
A credit privacy number is an alternative to a Social Security number.
5 min read Jun 30, 2025 -
What is credit monitoring?
A credit monitoring service can help you identify and reverse unauthorized changes to your credit report. Your credit card may offer this protection as a free benefit, or you may prefer to pay for more [...]
7 min read Oct 31, 2024