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Bankrate
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  1. Authors
  2. Casey Fleming

Casey Fleming

Mortgage advisor and author

Casey Fleming is a former member of Bankrate's Expert Review Board.

Casey has been in the mortgage industry since 1979. He started out as an appraiser and built one of the largest appraisal and consulting firms in the Bay Area. In 1995-1996, Casey transitioned into the mortgage advisory side. He led the development of one of the first truly interactive advisory-focused mortgage websites to be launched on the internet, Loanguide.com, which was named one of the 50 best websites on the internet in 1998 by CIO Magazine.

From 2003 through 2008, he built — from the ground up — a team of 300 loan officers for the largest broker in the U.S. at the time. Since 2008, Casey has focused on serving clients through his own personal practice, with an emphasis on helping clients understand how the mortgage industry and loan products work, and how to get the best possible mortgage for their specific needs.

To that end, Casey published "The Loan Guide: How to Get the Best Possible Mortgage" in 2014 (available on Amazon) and teaches community education courses at Campbell Adult Community Education (CACE), De Anza College and College of San Mateo.

Casey, a native of Silicon Valley, lives in his 1927 Craftsman Bungalow in San Jose along with his dog, Fozzie Wan Kenobi.

Casey's latest articles

  • photo illustration: Fed Chairman Jerome Powell, for sale sign, blue background

    Can the Federal Reserve save the housing market?

    Whether or not it cuts rates, the Fed may not be able to reset the market.

    4 min read Sep 11, 2025
  • Blonde woman sitting her dining table at home with a laptop open in front of her

    How to get a refund for a fraudulent credit card transaction

    Do you see a transaction on your credit card statement that you don’t recognize?

    3 min read Sep 11, 2025
  • Image of Citi trifecta cards

    How to maximize the Citi ThankYou trifecta

    If you want to maximize your Citi rewards, consider the Citi trifecta strategy.

    7 min read Sep 11, 2025
  • A couple signs papers across the desk from a loan agent.

    Student loan borrowers who missed a payment might now have subprime credit. Will lenders be sympathetic?

    Since you likely didn’t have a federal student loan payment due for about five years, it’s understandable that your on-ramp to repayment might not have been a straight shot. You’d even be forgiven [...]

    4 min read Sep 11, 2025
  • home equity closing costs

    How much are home equity loan closing costs in 2025?

    They’re less than mortgages’ upfront expenses, but they do add up.

    9 min read Sep 11, 2025
  • Three people reviewing a laptop together

    What is mortgage prequalification?

    Think of it as mortgage preapproval lite. Easier to get, but less useful too.

    3 min read Jul 17, 2025
  • Older woman sitting on a couch, reviewing papers

    APR vs. interest rate: What’s the difference?

    The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.

    6 min read Jul 01, 2025
  • What is a townhouse?

    What is a townhouse, and who are they best for?

    Townhouses are typically more affordable than freestanding homes.

    5 min read Apr 02, 2025
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