When will car interest rates start dropping?
Auto rates will likely not decrease this year. Consider how to still save.
Emmanuel Nyame is a member of Bankrate’s Financial Expert Review Board and CEO of Twelvenets, leading campaigns that drive community and economic growth.
With a background in economics and 16 years of experience, He spent his formative years serving business accelerators and venture capital firms, helping prepare startups for funding opportunities, including through SXSW’s Pitch program, whose finalists have raised over $23.2 billion since 2009. He also serves as a Global Communications and Engagement Specialist at the United Nations Foundation. He has led campaigns and corporate match-donation efforts, raising over $7 million for social impact initiatives.
He is a FERD’s List Europe honoree and two-time nominee for the Global Business Hall of Fame. His success in launching and effectively running a student loan campaign in high school through the Junior Achievement Company Program influenced his career path.
As a Bankrate expert reviewer, Emmanuel provides insights on social and consumer finance, economic policy, and financial planning, helping readers navigate key financial decisions with clarity and impact.
Finance is more than numbers—it’s a tool for empowerment. The right financial decisions can turn ideas into impact and vision into lasting change.
— Emmanuel Nyame
Auto rates will likely not decrease this year. Consider how to still save.
Personal loan interest rates today are unusually high, thanks to market forces.
Yes, you can pay less each month. Not all methods are worth the time or upfront expense, though.
A record 62% say pay hasn’t kept up with costs, climbing from 55% in 2022.
The typical mortgage down payment might not be as much as you think.
Understanding your options and finances are key to getting a home improvement loan.
Navient is the latest servicer to leave federal student loan servicing.
Learn which card may be the better fit for you and your spending habits.