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  1. Authors
  2. Mariah Ackary

Mariah Ackary

Former Editor, credit cards
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Education Icon EDUCATION
  • University of South Carolina

 

About the author

Mariah Ackary is a personal finance writer specializing in small businesses and credit. Her work has been cited by media including Fortune, The New York Times, Forbes, The Wall Street Journal, and CNBC. Mariah is a lifelong writer. She hopes to make personal finance education easier and more approachable through her research and advice.

Education

Mariah earned her bachelor’s degree in public relations with a minor in business administration from the School of Journalism and Mass Communications at the University of South Carolina in 2019.

Media mentions

  • Retailers Push Sales, and Normalcy, but Economic Uncertainty Looms — The New York Times
  • Stressed-Out Americans Plan to Buy Fewer Christmas Gifts, Donate Less to Charity — The Wall Street Journal
  • How marketers can win this holiday season — Forbes
  • Should you wait until closer to Christmas to get shopping done? — TODAY Show
  • Consumer Confidential: How to buy gifts while on a tight budget — TODAY Show
  • Almost 79% of 2022 travelers experienced problems during a trip, survey finds — CBS News
  • 4 out of 5 travelers say they've hit snags like soaring prices, long waits, and cancellations in 2022 — Business Insider
  • Almost everything is getting more expensive, but these 3 things are getting cheaper — Fortune
  • More Americans are relying on side-hustle money to make ends meet — Fortune
  • Staycation, Again? — The New York Times
  • How to Make Your Staycation Feel Like a Getaway — WebMD
  • The pandemic ‘quickly eroded savings’ for Gen Z, millennials — CNBC
  • As Americans spend, credit card debt is ticking back up — Reuters
  • Small businesses using personal funds to stay afloat during coronavirus crisis, study finds — Fox Business
  • It’s Now Easier To Get A Credit Card; Consumer Borrowing Is Soaring — Forbes
  • 40% of Americans with credit card debt don’t know their interest rate, survey shows — CNBC
  • This Week In Credit Card News: How Much Stimulus Money Will You Get? How To Earn 5% Cash Back On Groceries — Forbes
  • Small businesses relying more on credit cards to survive — Bloomberg
  • Consumers’ Debt Appears to Increase as Credit Purchases Grow — American Consumer Credit Counseling
  • Your Money Briefing podcast — The Wall Street Journal

Mariah's latest articles

  • Woman checking smartphone while shopping

    Why I’m skipping Black Friday for Small Business Saturday

    This year, I want to be intentional about shopping small.

    4 min read Nov 13, 2023
  • Person looking at their laptop

    Do preapproved credit card offers affect your credit?

    Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?

    4 min read Feb 28, 2025
  • Best credit cards for couples

    Bankrate’s guide to choosing the best credit card for you and your partner.

    5 min read Feb 14, 2024
  • gas prices in pennyslvania

    As gas prices surge, here are the best gas rewards credit cards

    You can earn rewards at the gas pump with a gas rewards credit card. We’ve picked some card options that offer impressive rewards rates and that could help you save money, especially with current gas [...]

    4 min read Aug 11, 2023
  • Lesbian couple discussing over financial bills while using laptop at table

    More people are carrying credit card debt, and it costs more than ever

    A trio of concerns are affecting credit card borrowers: More people are carrying debt, rates are at record highs and balances are way up, too.

    3 min read Jan 20, 2023
  • Man inserting credit card into gas pump with high prices

    How credit cards can help you beat inflation

    With inflation running hot, everyone is looking for ways to save, and credit cards can help.

    4 min read Jan 13, 2023
  • Elderly man is paying online by using smart phone and credit card

    Balance transfer competition is heating up

    Competition for credit card balance transfers is intensifying, which is good news for anyone looking to get out of credit card debt

    4 min read Jan 06, 2023
  • waitress swiping a credit card

    Credit card debt and interest rates are both heading toward record highs

    After plummeting in 2020, credit card balances and rates are moving sharply higher.

    5 min read Jan 06, 2023
  • Financial advisor or real estate agent talking to customer at home

    Northern states tend to have higher credit scores

    Your credit score is a measure of financial responsibility. These states have the highest average credit scores.

    4 min read Dec 23, 2022
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  • Capital One Quicksilver Student Cash Rewards Credit Card Review

    Although the Quicksilver Student doesn't offer the best cash back or APR rates among student cards, it's as rewarding and easy to use as the full card.

    11 min read Oct 01, 2025
  • Woman getting cash from ATM

    How to get cash from a credit card at the ATM

    Taking money out of a credit card at the ATM is one way to get cash quickly — but it’s costly.

    5 min read Oct 01, 2025
  • Slight gains for home equity rates, holding near 2025 lows

    This is the week that was for home equity rates.

    3 min read Oct 01, 2025
  • A house on a stack of money

    No movement for mortgage rates, despite Fed rate cut

    Despite the Fed rate cut, mortgage rates hold steady.

    3 min read Oct 01, 2025
  • Woman working remotely from home at standing desk

    Your credit card changed issuers. What should you do?

    New credit card issuers can cause problems for cardholders who aren’t prepared.

    5 min read Oct 01, 2025
  • a man shopping online at home

    Citi Simplicity Card benefits guide

    The Citi Simplicity Card has a long intro balance transfer offer, among other perks.

    4 min read Jul 03, 2025
  • Design element of a credit card with a calendar behind it.

    Want to score a big credit card welcome offer? Our analysis shows when you might have your best chance

    You can apply for a new card based on when you might get a higher welcome bonus.

    10 min read Jul 03, 2025
  • Two hands stacking coins as a visual representation of mutual funds.

    Mutual funds: What they are, popular types and who they’re best for

    Decide if mutual funds make sense for your portfolio with this guide.

    7 min read Jul 03, 2025
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