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  1. Authors
  2. Mark Kantrowitz

Mark Kantrowitz

Bankrate Expert Contributor, Student Loans
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Expert Contributor
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Ribbon Icon EXPERTISE
  • Student Loans
  • FAFSA
  • Student Financial Aid
  • Education Tax Benefits
  • College Savings Plans (e.g., 529 plans and prepaid tuition plans, Coverdell education savings accounts)
  • Scholarships and Grants
Education Icon EDUCATION
  • Bachelor of Science, MIT, Mathematics
  • Bachelor of Science, MIT, Philosophy
  • Master of Science, Carnegie Mellon University, Computer Science
Star IconBankrate's Expert Contributors

Our Expert Contributors are a select group of creators, experts and thought leaders who share first-person perspectives on finance and its intersections with our lives.

Meet our experts

About Mark

Mark Kantrowitz is an expert on student financial aid, the FAFSA, scholarships, 529 plans, education tax benefits and student loans. His mission is to deliver practical information, advice and tools to students and their families so they can make smarter, more informed decisions about planning and paying for college.

Mark has testified before Congress about student aid policy on several occasions and is frequently interviewed by news outlets. He has been quoted in more than 10,000 newspaper and magazine articles about college admissions and financial aid. Mark has written for the New York Times, Wall Street Journal, Washington Post, Reuters, U.S. News & World Report, MarketWatch, Money Magazine, Forbes, Newsweek and Time.

Mark is the author of five bestselling books about scholarships and financial aid and holds eight patents. His most recent books are How to Appeal for More College Financial Aid and Who Graduates from College, Who Doesn’t.

Mark serves on the editorial board of the Journal of Student Financial Aid and is a member of the board of trustees of the Center for Excellence in Education. Mark previously served as publisher of the FinAid, Fastweb, Edvisors, Cappex and Savingforcollege.com web sites. Mark has also worked for Justsystem Pittsburgh Research Center ("Just Research"), the MIT Artificial Intelligence Laboratory, Bitstream Inc., and the Planning Research Corporation.

Mark has two Bachelor's degrees in mathematics and philosophy from the Massachusetts Institute of Technology (MIT) and a Master's degree in computer science from Carnegie Mellon University (CMU).

Mark has two children (one biological and one adopted), three cats and three dogs. He shows and breeds Cornish Rex cats, a curly-coated cat breed. In his spare time, Mark folds origami models, repairs antique battery-operated toys and creates stained glass windows. He collects Australian Aboriginal Art (http://aboriginality.us/). He is a two-time cancer survivor. As he writes in his cancer joke book, Tumor Humor, if you must get cancer, you might as well get the curable kind.


Mark beyond Bankrate

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Mark Kantrowitz: College Financing Ace —The 2016 IA 25

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Expert discusses the rising cost of college and student loan debt

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Everybody’s Go-To Methodical Mind

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Student-Loan Gadfly Gets a Starring Role as the U.S. Pushes Out the...

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Live like a student while you are in school, so you don't have to live like a student after you graduate.

— Mark Kantrowitz

Mark's latest articles

  • design image of a gavel and sack of money

    Changing repayment options and infinite backlogs: What recent student loan litigation means for you

    Recent court decisions on loan forgiveness and repayment plans impact millions of borrowers.

    5 min read Aug 27, 2025
  • design image of a woman on her laptop smiling

    How to influence student loan policy and make your voice heard with public comments

    You can affect draft regulations by submitting public comments.

    6 min read Aug 27, 2025
  • a student graduation cap with a ball chain attached

    Should SL debt be easier to discharge in bankruptcy?

    You can obtain a bankruptcy discharge of most consumer debt, such as credit cards, but not student loans. The rules are too restrictive.

    6 min read Jul 28, 2025
  • A person uses a calculator and tablet.

    Your student loan forgiveness may soon be taxable — here’s what you should know

    Forgiveness at the end of an IDR plan will be taxable beginning in 2026.

    4 min read Jul 25, 2025
  • a stack of coins with letters on top of each one spelling out interest

    Interest will soon resume for SAVE plan enrollees: What to do now

    Interest accrual resumes Aug. 8 for SAVE plan enrollees.

    3 min read Jul 21, 2025
  • design image of a man looking at a piece of paper while on his laptop

    How to protect your paycheck from federal student loan garnishment

    In default? Here’s what you should know.

    5 min read Jun 16, 2025
  • design image of mark knatrowitz's headshot

    Can (and should) the U.S. Treasury Department manage federal student loans?

    The Treasury is a better fit than the SBA, says expert Mark Kantrowitz.

    5 min read Jun 11, 2025
  • design image of a young woman with her hands to her cheeks looking down from her laptop

    As federal agencies slash staff, here’s how student loan borrowers can advocate for themselves

    Watch your student loans and know where to report problems.

    5 min read May 29, 2025
  • Previous Page
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  • Best Personal Loan Rates for October 2025

    Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.

    16 min read Oct 29, 2025
  • Best Personal Loans for Excellent Credit in April 2025

    An excellent credit score comes with many perks, including access to some of the best personal loan APRs available. Explore Bankrate’s expert picks for the best personal loans for excellent credit.

    17 min read Oct 29, 2025
  • Best MBA Student Loans In October 2025

    When shopping for an MBA student loan, compare APRs across multiple lenders to make sure you’re getting a competitive interest rate.

    11 min read Oct 22, 2025
  • Trader looking at a screen on the floor of an exchange.

    What is arbitrage? How to earn risk-free profits in the stock market

    This tactic might be best left to investing experts.

    3 min read Sep 15, 2025
  • And older couple place a coin in a piggy bank and smile.

    The 1% retirement savings challenge: How to save slowly to make millions

    If you feel behind, the 1 percent challenge could be an easy way to get on track.

    4 min read Sep 15, 2025
  • Man in coffee shop using laptop with a card in his hand.

    What is Regulation E? Protect yourself from electronic banking fraud and errors

    The rule provides a framework for settling unauthorized debit-card transactions.

    3 min read Sep 15, 2025
  • A brick and mortar bank building on a sunny day

    Reasons to have a local bank

    There’s more than one way to bank. Here are the reasons to consider banking locally.

    4 min read Sep 15, 2025
  • Man looking around in empty apartment

    Can you get homeowners insurance without an inspection?

    Bankrate explains whether you can get homeowners insurance without an inspection.

    10 min read Aug 07, 2025
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