What is an LLC loan and how does it work?
An LLC loan may void your liability protections. Check out our guide to learn more.
7 min read
Sep 16, 2025
Olivia Chen
Senior Writer, SMB Loans
EXPERTISE
- Small-business
- Small-business loans
- Finance
EDUCATION
- B.A. in anthropology, University of Notre Dame
- ABA certified in Business and Commercial Lending
Olivia comes to Bankrate with eight years of experience in small business — both in small-business lending and covering small-business loans. She has a strong background in translating complex financial information into clear and engaging narratives.
Olivia is certified in business and commercial lending through the American Banker’s Association. Her writing has appeared in The Associated Press and NASDAQ among other publications.
Olivia beyond Bankrate
Olivia's latest articles
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Pros and cons of alternative business lenders
Alternative business lending can help you get funded, but often at a higher cost.
3 min read Sep 11, 2025 -
Businesses remain optimistic in September despite tariff and labor market woes. Here’s why.
By all counts, the past month hasn’t been kind to small business owners.
11 min read Sep 10, 2025 -
Here’s how recent increases in immigration enforcement could affect your business, and what you can do
Recent changes in immigration enforcement efforts are impacting small-business customer bases and workforce.
3 min read Sep 08, 2025 -
What is a business credit score and how does it work?
Your business’ credit score reflects its creditworthiness and iIt can be improved.
4 min read Sep 05, 2025 -
What’s happening with the “de minimis” exemption and how it could impact small businesses
The De Minimis Tax Exemption has ended. What does that mean for business owners?
2 min read Sep 03, 2025 -
Small business statistics in 2025
Small businesses are vital to the economy, making up a large part of the workforce.
5 min read Sep 03, 2025 -
SBA loan collateral vs. guarantee: What you need to know
A personal guarantee or collateral may be required for SBA loans. Learn the differences and requirements here.
4 min read Sep 02, 2025