Bankrate home equity lender reviews

Choosing a home equity lender that’s right for your individual needs can be difficult in a market with so many options. Bankrate periodically conducts objective lender reviews to help you make an informed decision. Whether you need a loan to remodel your home, consolidate debt or make a major purchase, here you’ll find ratings, full reviews and a description of each lender’s distinctive qualities to help guide your choices when getting a home equity line of credit (HELOC) or home equity loan. Bankrate assigns a score to each lender, between one and five stars, based on criteria including affordability, availability and borrower experience. You can learn more about our methodology on each lender’s review page.

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Showing 20 of 45 lenders

20 of 45 lenders

Lender			Lender description
NMLS #401052	Bankrate Score 4.9 Rating: 4.9 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 4.7 Rating: 4.7 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #462289	Bankrate Score 4.6 Rating: 4.6 stars out of 5	Consumer reviews 1.6 Rating: 1.6 stars out of 5 22 reviews		Read review
NMLS #401822	Bankrate Score 4.5 Rating: 4.5 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #449401	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews 3.6 Rating: 3.6 stars out of 5 116 reviews		Read review
	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews 3.0 Rating: 3 stars out of 5 2 reviews		Read review
NMLS #449104	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews 1.9 Rating: 1.9 stars out of 5 7 reviews		Read review
NMLS #399802	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 4 reviews		Read review
	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #399799	Bankrate Score 4.3 Rating: 4.3 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews	HSBC comes across as a lender for the well-heeled: To qualify for its HELOC, you need a mortgage or six figures in assets – held in its accounts...	Read review
NMLS #1403	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews 5.0 Rating: 5 stars out of 5 6 reviews		Read review
NMLS #1802847	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews 3.9 Rating: 3.9 stars out of 5 14 reviews		Read review
NMLS #1717824	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews 2.7 Rating: 2.7 stars out of 5 32 reviews		Read review
NMLS #2443873	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 1 reviews		Read review
	Bankrate Score 4.2 Rating: 4.2 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #1464945	Bankrate Score 4.1 Rating: 4.1 stars out of 5	Consumer reviews 2.9 Rating: 2.9 stars out of 5 8 reviews		Read review
NMLS #2611	Bankrate Score 4.1 Rating: 4.1 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #509626	Bankrate Score 4.1 Rating: 4.1 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #1124061	Bankrate Score 4.0 Rating: 4 stars out of 5	Consumer reviews 4.9 Rating: 4.9 stars out of 5 48 reviews		Read review
NMLS #453156	Bankrate Score 4.0 Rating: 4 stars out of 5	Consumer reviews 1.5 Rating: 1.5 stars out of 5 22 reviews		Read review
	Bankrate Score 4.0 Rating: 4 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 2 reviews		Read review
NMLS #1810501	Bankrate Score 3.9 Rating: 3.9 stars out of 5	Consumer reviews 4.7 Rating: 4.7 stars out of 5 81 reviews		Read review
NMLS #1168	Bankrate Score 3.9 Rating: 3.9 stars out of 5	Consumer reviews 2.4 Rating: 2.4 stars out of 5 14 reviews		Read review
NMLS #446303	Bankrate Score 3.9 Rating: 3.9 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #433960	Bankrate Score 3.8 Rating: 3.8 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 2 reviews		Read review
NMLS #6606	Bankrate Score 3.8 Rating: 3.8 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 1 reviews		Read review
	Bankrate Score 3.8 Rating: 3.8 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.8 Rating: 3.8 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #174457	Bankrate Score 3.7 Rating: 3.7 stars out of 5	Consumer reviews 1.8 Rating: 1.8 stars out of 5 10 reviews		Read review
	Bankrate Score 3.7 Rating: 3.7 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.7 Rating: 3.7 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.7 Rating: 3.7 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #417490	Bankrate Score 3.6 Rating: 3.6 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.6 Rating: 3.6 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #330511	Bankrate Score 3.5 Rating: 3.5 stars out of 5	Consumer reviews 2.6 Rating: 2.6 stars out of 5 5 reviews		Read review
	Bankrate Score 3.4 Rating: 3.4 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #402606	Bankrate Score 3.3 Rating: 3.3 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
	Bankrate Score 3.3 Rating: 3.3 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews	Prosper is worth a look if you’re hoping to borrow a bigger chunk of your equity (up to 90 percent of the property’s value. It’s also a good...	Read review
NMLS #402436	Bankrate Score 3.2 Rating: 3.2 stars out of 5	Consumer reviews 5.0 Rating: 5 stars out of 5 2 reviews	Huntington offers two home equity products — a fixed-rate home equity loan and a home equity line of credit (HELOC), which starts out as a variable...	Read review
NMLS #530487	Bankrate Score 3.2 Rating: 3.2 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #3030	Bankrate Score 3.0 Rating: 3 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 1 reviews		Read review
NMLS #2657081	Bankrate Score 3.0 Rating: 3 stars out of 5	Consumer reviews 1.0 Rating: 1 stars out of 5 3 reviews		Read review
	Bankrate Score 2.9 Rating: 2.9 stars out of 5	Consumer reviews 5.0 Rating: 5 stars out of 5 1 reviews		Read review
	Bankrate Score 2.8 Rating: 2.8 stars out of 5	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review
NMLS #407870	Bankrate Score N/A Rating: 0 stars out of 5 Not reviewed	Consumer reviews N/A Rating: 0 stars out of 5 reviews		Read review