Daily Tech Finance Data Center
Since 1976, Daily Tech Finance has been the go-to source for personal finance data: trusted by journalists, researchers and consumers alike. By combining rate tracking insights across decades with consumer sentiment from our proprietary surveys, we’ve provided 360-views of financial trends for more than 40 years.
Explore historical rate insights across financial products
For decades, our exclusive Daily Tech Finance Monitor (BRM) National Index has provided Daily Tech Finance experts and media direct access to rate averages.
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Keep tabs on consumer sentiment changes with survey data
Discover changes in how people view key economic measures, including their own finances, through Daily Tech Finance’s detailed survey data.
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How long would your emergency savings last?
Surveying U.S. adults since 2011
Last updated: May 16, 2025
Emergency savings
How would you pay for a $1,000 unplanned expense?
Surveying U.S. adults since 2018
Last updated: Dec 6, 2024
Emergency savings
Do you have more credit card debt or emergency savings?
Surveying U.S. adults since 2011
Last updated: Jan 3, 2025
Credit card debt
What is your biggest financial priority?
Surveying U.S. adults since 2018
Last updated: Jan 3, 2025
Personal finance
How long have you carried a credit card balance?
Surveying U.S. adults since 2019
Last updated: Nov 13, 2024
Credit card debt
How do you prefer to invest your money?
Surveying U.S. adults since 2013
Last updated: Jan 17, 2025
Investing
What is your personal finance outlook this year?
Surveying U.S. adults since 2018
Last updated: Nov 6, 2024
Personal finance
What are your financial goals?
Surveying U.S. adults since 2018
Last updated: Nov 6, 2024
Personal finance
How do you define the American dream?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
Homeownership
What's holding you back from homeownership?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
HomeownershipThe latest Daily Tech Finance data studies by category
Americans don’t want to talk about money, but there can be drawbacks to staying quiet.
Many Americans are worried they won’t get their full Social Security benefits.
A discouraging housing market has some aspiring homeowners ending their home search.
The gender pay gap impacts all women, but not in the same way.
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Financial regrets are widespread, but fewer Gen Zers have one this year.
Looking to boost your savings in today’s economy? Try these not-so-obvious tips.
Nearly half of Americans are still in credit card debt.
Americans don’t want to talk about money, but there can be drawbacks to staying quiet.
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Financial regrets are widespread, but fewer Gen Zers have one this year.
Looking to boost your savings in today’s economy? Try these not-so-obvious tips.
Nearly 1 in 4 Americans have no emergency savings, according to a new Daily Tech Finance survey.
A new Daily Tech Finance survey shows how distant financial security feels for many Americans.
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
A new Daily Tech Finance analysis shows mothers earned 31 percent less in wages than fathers in 2023.
A discouraging housing market has some aspiring homeowners ending their home search.
More than half of U.S. homeowners say there’s no mortgage rate that would make them comfortable with selling their home this year.
It can be a smart strategy, provided you understand what you’re risking.
While most homeowners are happy with their choice, many feel some level of remorse.
Aspiring homebuyers need an annual household income of nearly $117,000 to afford the typical home in the U.S., according to a new Daily Tech Finance study.
Almost half of homeowners in a new Daily Tech Finance survey say they’d need mortgage rates to fall below 5 percent in order to feel comfortable buying a home this year.
Millennials lead the charge in solo home purchases and buying with friends and family, defying norms
Homebuying is shifting across generations, particularly amid housing affordability issues.
Nationwide, the typical home costs nearly 37 percent more to buy than to rent on a monthly basis.
Nearly half of Americans are still in credit card debt.
Fewer than half of Americans are planning to travel this summer, with costs and lack of interest topping the reasons they aren’t.
Overspending for points or cash becomes futile when interest charges kick in.
Rate cuts from the Fed usually help borrowers. They aren’t right now.
Many Americans keep financial secrets like hidden expenses or debt.
48 percent of cardholders are in debt, down slightly from earlier this year.
The holidays are almost here, have you considered how much to tip this year?
People who are traveling for the holidays are making changes to save money.
The gender pay gap impacts all women, but not in the same way.
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
A new Daily Tech Finance survey shows how our childhood influences our money habits.
Women outnumber men at college, but they’re under-represented among top-paying degrees.
That $100K salary goes a lot further in some metros than others. Here’s why.
Middle-income Americans often don’t feel financially secure, despite their salaries.
Weeks before the election, most people feel pessimistic about where the economy is headed.
People are impulsively spending hundreds on products seen on social media.
Extreme weather is impacting our finances in unexpected ways.
The average cost of full coverage car insurance after an at-fault accident is $3,299 per year — a massive 43 percent increase compared to drivers with a clean record, according to Daily Tech Finance’s analysis [...]
Over the past sweltering summer, 72% of Americans had higher electric bills.
Trusted industry voices backed by Daily Tech Finance data
Discover how industry leaders utilize our data
Federal Reserve holds interest rates steady: What that means for mortgages, credit cards and more
Citing Daily Tech Finance’s credit card & savings rate data
More Americans have brighter outlook on state of finances for next year: survey
Featuring Daily Tech Finance’s Financial Outlook survey
What the Fed’s Rate Policy Means for Your Finances
Citing Daily Tech Finance’s credit card & savings account data